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The Importance of Cyber Insurance in the Modern Business Landscape The Changing Risk Landscape In the 1990s, a flood or fire could devastate a business by destroying its paper records and physical assets. However, with the transition to a digital era and the widespread adoption of cloud technologies, most business assets are now stored electronically….
The Challenges of Cyber-Insurance Underwriting: A Reckoning and a Call for Disruption Insurance underwriters have always relied on data and actuarial tables to assess risk and write policies accordingly. However, when it comes to the fast-changing risk environment of cyber-insurance, the traditional methods have proven inadequate. The lack of long-standing data and the evolving nature…
Cyber Insurance and the Growing Need for a Federal Backstop Introduction Cybersecurity experts agree that cyberattacks are on the rise, prompting many organizations to seek better ways to cope with this menace. One of the solutions that have gained popularity in recent years is cyber insurance. However, this arrangement comes with challenges, chief among them…